Specialist property finance, done properly.
We're a specialist property finance brokerage focused on helping clients prepare clear commercial mortgage, buy-to-let and unregulated property-finance applications.
Focused support through the application process.
UK Mortgage Finance helps investors, landlords and businesses explore commercial mortgage, buy-to-let and unregulated property-finance options.
Our role is practical: understand the requirement, identify lender criteria and routes for further assessment, present the case clearly and help keep the application moving through underwriting, valuation and legal work.
Sterling Bridging Finance is a trading name of UK Mortgage Finance Ltd and handles our specialist unregulated bridging enquiries.
What we arrange
- Commercial mortgages: owner-occupied and investment
- Buy-to-let: single units, HMOs, multi-unit blocks and portfolios
- Capital raising against investment and commercial property
- Cases involving non-standard property, ownership or transaction structures
- Bridging information and calculators, with the specialist journey handled by Sterling
Trade association membership
UK Mortgage Finance Ltd is a member of FIBA — the Financial Intermediary & Broker Association, an industry trade association.
A straightforward approach.
Understand the deal
We take time to understand the property, the plan and your timescale before anything else.
Structure it clearly
We organise the case around the facts a prospective lender will need to assess.
Progress the detail
We coordinate information and follow up as valuation, underwriting and legal work progress.
Named contact
A named member of the team helps coordinate your enquiry as it progresses.
Meet the team.
Your point of contact will help clarify the requirement, organise the application and coordinate its progress.
Andrew Jones
Andrew has over 40 years in finance, specialising in bridging and commercial mortgages. He holds a University of London degree, plus CeMAP and FPC qualifications. Andrew works on the structure and progression of property-finance requirements, including commercial and short-term transactions.
Rebecca Jones
Rebecca has over 12 years in property finance across bridging, commercial and buy-to-let. She holds a BA (Hons) from the University of Exeter and is CeMAP qualified. Rebecca works with clients to organise property and borrower information and support cases as they progress.
Matt Jones
Matt has over 10 years in property finance and holds a BA (Hons) from the University of Portsmouth. Matt supports buy-to-let, commercial mortgage and unregulated property-finance requirements.
Ben Jones
Ben has over 7 years in bridging, buy-to-let and commercial lending. Ben leads the team’s buy-to-let work and specialises in commercial mortgages, helping landlords, investors and businesses structure both straightforward and complex property finance cases. He supports clients from initial assessment and lender selection through valuation, legal work and completion.