UK Property Finance — Same-day decisions in principle +44 20 8064 1932 enquiries@ukmortgagefinance.com
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Who we are

Specialist property finance, done properly.

We're a specialist property finance brokerage focused on one thing — getting deals structured, approved and completed.

About UK Mortgage Finance

Funding that moves at the speed of the deal.

With over 70 years of combined experience across banking, brokering and property finance, we arrange bridging loans, buy-to-let and commercial funding for investors, developers and businesses across the UK.

Our team pairs deep industry knowledge and recognised qualifications with strong relationships across a wide panel of lenders — high-street banks, specialist finance providers and private funders. That breadth lets us deliver solutions quickly and efficiently, even in complex or time-sensitive situations.

Whether it's securing an auction purchase, refinancing a portfolio, exiting a development or structuring a large commercial transaction, our approach is simple: understand the deal, structure the funding correctly, and execute fast.

What we arrange

70+ yrs
Combined team experience
200+
Mainstream & private lenders
£100k–£10m+
Loan sizes arranged
3–21 days
To funds released
How we work

A straightforward approach.

01

Understand the deal

We take time to understand the property, the plan and your timescale before anything else.

02

Structure it correctly

We package each case properly and place it with the lender most likely to say yes.

03

Execute fast

We manage valuation and legals and chase the detail so deadlines hold.

04

One point of contact

A named specialist from first call to completion — no call centres, no hand-offs.

The people behind the business

Meet the team.

Senior specialists with the experience, qualifications and lender relationships to get deals done.

Andrew Jones

Andrew Jones

Senior Property Finance Specialist

Over 40 years in finance, specialising in bridging and commercial mortgages. Holds a University of London degree plus CeMAP and FPC qualifications. Andrew structures complex transactions and delivers funding where others can't — his focus is getting deals agreed and completed quickly.

Direct line · +44 20 8064 1932
Rebecca Jones

Rebecca Jones

Property Finance Broker

Over 12 years in property finance across bridging, commercial and buy-to-let. BA (Hons), University of Exeter, and CeMAP qualified. Rebecca works closely with clients to structure the right solution and is known for attention to detail and guiding deals smoothly to completion.

Direct line · +44 20 8064 1932
Matt Jones

Matt Jones

Property Finance Specialist

Over 10 years in property finance and a BA (Hons) from the University of Portsmouth. Matt specialises in buy-to-let, commercial mortgages and bridging, structuring property funding tailored to each client — including more complex cases.

Direct line · +44 20 8064 1932
Ben Jones

Ben Jones

Property Finance Broker

Over 7 years across bridging, buy-to-let and commercial lending. Ben sources competitive funding and manages deals from enquiry through to completion, working with a wide panel of lenders to secure the best outcome for each client.

Direct line · +44 20 8064 1932
Luke Jones

Luke Jones

Property Finance Broker

Over 7 years in property finance spanning bridging, buy-to-let and commercial cases. Luke focuses on a smooth, efficient process from first enquiry to drawdown, drawing on strong lender relationships to keep deals moving.

Direct line · +44 20 8064 1932
Client feedback

What clients say.

"

We needed to complete on an auction property within 28 days and were under serious pressure. Andrew and the team secured funding in just over a week and kept everything moving — we wouldn't have completed without them.

— Auction purchaser
"

Excellent service from start to finish. We'd been declined elsewhere due to a complex situation, but they structured a solution and got the deal done quickly.

— Property investor
"

Great communication throughout and access to lenders we didn't even know existed. Highly recommend for anyone needing fast property finance.

— Developer
Experience & expertise

Let's get your deal done.

Over 70 years of combined experience and a whole-of-market lender panel — put them to work on your next transaction.